← PSX AI Analyzer Dashboard
EFUL
EFU Life Assurance Limited · Insurance
PKR 153.42
▼ -0.61% today
AI Rating: BUY · HIGH confidence

🤖 AI Executive Summary

The technical trend is currently mixed, and the stock looks cheaper than its fair value. Over the next 2-4 weeks it is likely to trade sideways between roughly PKR 152.52 and PKR 159.39. Longer term, the fundamentals point higher, toward around PKR 253.02 (about 64.9% upside).

📊 Technical Analysis

TrendNEUTRAL
Technical Score50/100
RSI (14)62.98
MACD0.707
SMA 50PKR 146.67
SMA 200PKR 156.02
SupportPKR 152.52
ResistancePKR 156.26
Signal Count2 bullish / 2 bearish

🎯 Price Targets

Downside / SupportPKR 152.52
CurrentPKR 153.42
Short-term TargetPKR 159.39
Long-term TargetPKR 253.02

💰 Valuation

Fair ValuePKR 253.02
VerdictUNDERVALUED
Margin of Safety39.36%
P/E Ratio7.34
Market CapPKR 16.1B
📈 View Live Interactive Dashboard →

About EFU Life Assurance Limited

EFU Life Assurance Limited (stock symbol: EFUL) is listed on the Pakistan Stock Exchange (PSX) in the Insurance sector. The Pakistan Stock Exchange is regulated by the Securities and Exchange Commission of Pakistan (SECP) and provides a transparent marketplace for equity trading in Pakistan.

Sector Overview: Insurance

Insurance companies provide risk coverage products including life, health, and general insurance. Pakistan's insurance penetration is low relative to regional peers, offering significant growth potential. Profitability depends on underwriting discipline and investment income.

Investment Considerations

Watch for: claims ratios, investment portfolio performance, regulatory capital requirements, and growth in premium volumes.

How to Read This Analysis

The technical analysis on this page is generated using standard financial indicators: RSI (Relative Strength Index) measures momentum and overbought/oversold conditions; MACD (Moving Average Convergence Divergence) tracks trend direction and momentum changes; SMA 50 and SMA 200 are moving averages that identify short and long-term trends; support and resistance levels indicate price zones where buying or selling pressure has historically been significant. Price targets are ATR-based estimates, not guarantees.

All analysis is generated automatically from delayed market data and is for educational and informational purposes only. It does not constitute financial advice, a recommendation to buy or sell, or a guarantee of future performance. Always conduct your own research and consult a licensed financial advisor before making investment decisions. Verify live prices at dps.psx.com.pk.

Market data is delayed and for informational purposes only — not financial advice. AI signals are probabilistic and educational. Verify at psx.com.pk before trading.